Take Control of Your Finances.

Focus on Your Patients.


Specialised Financial Services for Medical Professionals

Our Services for Medical Professionals

The team at Carbon Medical are dedicated accountants, financial planners and bookkeepers specialising in the healthcare sector. We understand the unique financial challenges you face while juggling patient care and practice management. Let us help you achieve financial stability and peace of mind, so you can focus on what matters most - your patients.

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Tax Planning

Discuss your structure and medical operations to ensure you pay only the tax you are legally required to pay and no more. We will consider income taxes, FBT and state government payroll taxes and how planning may mitigate your overall tax cross section for your practice.

Carbon Tip: It's very easy to pay too much tax in Australia's various revenue systems. Unless you're proactively assessing your tax risk annually you'll likely be doing yourself a disservice.

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From practice expansion loans to equipment financing, we navigate the complexities of lending to enhance your practice's growth without compromising your financial stability.

Carbon Tip: Regularly review your loan terms and interest rates to explore opportunities for refinancing, potentially lowering your monthly payments and saving on interest costs.

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Cash Flow

Master your cash flow with our guidance, balancing personal and practice finances to maintain a steady financial course through all phases of your career. We'll help you manage cash flow effectively, so you can focus on providing quality patient care.

Carbon Tip: Implement a budgeting system to track your income and expenses, identifying areas where you can reduce costs and optimise your cash flow.

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Financial Planning

Achieve your financial goals while managing personal and practice commitments with comprehensive financial planning services. We balance your professional commitments with personal goals, crafting a path to financial success.

Carbon Tip: Set SMART (Specific, Measurable, Achievable, Relevant, Time-bound) financial goals to stay focused and track your progress towards your desired financial milestones.

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Plan for a comfortable retirement with targeted superannuation strategies, ensuring you maximise your retirement savings for a future as rewarding as your career.

Carbon Tip: Consolidate your superannuation accounts to streamline management and potentially reduce fees, helping you grow your retirement savings more efficiently.

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Personal Protection

Safeguard your financial future against the unpredictable, with tailored insurance solutions that protect you and your loved ones, whatever may come. We'll ensure you have the coverage you need for peace of mind.

Carbon Tip: Review your insurance policies annually to ensure your coverage remains adequate, adjusting as needed to accommodate changes in your personal or professional life.

Partnerships and Awards


Financial Expertise Designed for Healthcare Providers

At Carbon Medical, we specialise in providing financial solutions exclusively designed for healthcare professionals. By integrating financial planning, accounting and bookkeeping under one roof, we empower you to take charge of your finances seamlessly. Our commitment ensures you have more time for what truly matters, your personal well-being and delivering exceptional patient care.

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Medical Dentist Team

Our Clients

Our expertise spans the entire healthcare sector, offering tailored financial solutions to a diverse array of medical professionals

  • General Practitioners (GPs)
  • Specialists (e.g., surgeons, cardiologists, dermatologists)
  • Dentists and orthodontists
  • Allied health professionals (e.g., physiotherapists, chiropractors, psychologists)
  • Medical practice owners and administrators

We understand that each medical specialty comes with its own set of financial challenges and requirements. Our team is equipped with the knowledge and expertise to tailor our financial services to meet the specific needs of your practice, regardless of your medical specialty.

Financial People. 

Entrepreneurial Spirit.

Our Advantages

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Expertise in the Medical Industry

Our team has extensive experience working with medical professionals and understands their unique financial needs.

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Personalised Financial Solutions

We tailor our services to meet your specific goals and objectives, ensuring you receive customised solutions that align with your vision.

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Comprehensive      Support

From tax planning to retirement planning, we offer a full range of financial services to address all aspects of your financial life.

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Dedicated Team for Your Success

Our team is dedicated to helping you achieve your financial goals and providing ongoing support and guidance every step of the way.

What Our Clients Say

“These guys are the real deal. They have set us on the right path from the get go. These guys are relevant, they get me and my business, and I can’t ask for more than that. They’ve got my back. Definitely one of my trusted advisors.”

Dr. Blake
Awaken Chiropractic Wellness

“The ongoing support and advice we have received from Nathan and the rest of the Carbon team has been so powerful. It’s enabled us to grow from being a small practice to a national brand, with minimal growing pains.”

Dr. Trinh
Life Ready Health Group


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Download Our Free eBook

Frequently Asked Questions

What sets Carbon Medical apart from other financial service providers?

Carbon Medical stands out from other financial service providers due to our specialised focus on serving medical professionals. We have a deep understanding of the unique financial needs and challenges faced by healthcare practitioners. Our tailored solutions encompass various aspects, from tax planning to retirement strategies, ensuring that our clients receive comprehensive financial support. With personalised service and a dedicated team, we strive to empower medical professionals to navigate their finances effectively while they focus on delivering exceptional care to their patients.

How can Carbon Medical help me with tax planning?

Carbon Medical's experienced team of financial experts specialises in navigating the complexities of taxation for medical professionals. We understand the unique tax considerations within the healthcare industry and provide tailored solutions to optimise your financial situation. From maximising deductions to structuring your finances for long-term success, we ensure compliance with regulations while minimising tax liabilities. Whether you're a sole practitioner, part of a group practice, or operate a healthcare facility, our comprehensive tax planning services are designed to meet your specific needs and goals. Additionally, we offer proactive advice and ongoing support to adapt to changes in tax laws and regulations, ensuring that your financial strategy remains effective over time.

What kind of loans can you assist with?

Carbon Medical offers a wide range of financing solutions tailored specifically to the needs of medical professionals. Our expertise includes:

  • Business Loans: Whether you're starting a new practice, expanding your current one, or investing in new technology, we can help you secure the funding you need with flexible repayment terms and competitive interest rates.

  • Equipment Financing: From medical equipment to office furnishings, we can assist you in financing essential assets for your practice. Our financing options are designed to accommodate your budget and cash flow requirements, allowing you to acquire the equipment you need without straining your finances.

  • Practice Acquisition Loans: If you're considering purchasing an existing practice or merging with another healthcare provider, we can facilitate practice acquisition loans to finance the transaction. Our team will guide you through the process, from due diligence to closing, ensuring a seamless transition and successful acquisition.

  • Customised Financing Solutions: In addition to these primary loan types, we also offer customised financing solutions to address specific needs or challenges you may encounter in your medical practice. Our experienced team works closely with you to understand your unique circumstances and develop tailored financial strategies to support your business objectives and facilitate growth. Whether you require working capital, debt restructuring, or assistance with practice expansion, we're committed to providing comprehensive financial support to help you thrive in your healthcare career.
Can I get assistance with retirement planning?

Yes, we offer personalised superannuation and retirement planning services to maximise your income in retirement. Our services are tailored to the unique needs of medical practitioners, taking into account factors such as changing healthcare landscapes and variations in retirement ages. Medical professionals often face extended education and training periods, leading to delays in entering the workforce and potentially impacting retirement ages. Additionally, due to the demanding nature of their work, some medical professionals may choose to work longer than professionals in other industries. Therefore, our retirement planning services are designed to address these challenges and ensure your financial plan remains adaptable and robust throughout your retirement years.

How does Carbon Group handle personal protection for medical professionals?

We provide comprehensive insurance solutions to protect you and your family from unforeseen events such as disability, illness, and allegations of professional negligence, including professional indemnity insurance. This safeguards healthcare practitioners from claims arising from errors or omissions in their professional services, ensuring continuity of care for your patients and peace of mind for you in the event of unexpected circumstances.

How do I get started with Carbon Medical?

Simply contact us via phone or email to schedule a consultation with one of our financial experts specialising in medical practices. We'll work with you to understand your specific needs and develop a tailored financial plan.

What are your fees for financial services?

Our fees vary depending on the complexity of your financial situation and the services required. We provide transparent fee structures and will discuss them with you during our consultation to ensure alignment with your budget and goals.

Do you offer ongoing support after the initial consultation?

Yes, we provide ongoing support and advice to ensure your financial plan remains aligned with your goals and objectives, adapting to changes in the healthcare industry and regulations over time.

Can Carbon Medical assist with practice budgeting and forecasting?

Absolutely, we offer practice budgeting and forecasting services to help you plan and manage your practice finances effectively, taking into account fluctuations in revenue, expenses, and patient volumes unique to healthcare practices.

What other financial services do you provide for medical professionals?

In addition to tax planning, loans, retirement planning, and personal protection, we offer a range of financial services tailored specifically for medical professionals. These include cash flow management, investment advice, and practice expansion planning. Let us know your specific needs, and we'll customise a solution for you.

Are your services available Australia-wide?

Yes, Carbon Medical operates Australia-wide, providing financial services to medical professionals across the country. Whether you're based in urban or regional areas, we have dedicated teams ready to assist you with your financial needs. Additionally, our digital platforms enable seamless communication and collaboration regardless of your geographical location, ensuring that you receive the same level of personalised service and expertise no matter where you are located.

Start Healing Your
Finances Today

Ready to take control of your finances and focus on your patients? Contact us for more information or to schedule a consultation with one of our financial experts.

1300 454 174